Crypto Payment Gateway Pricing
One number to remember: service fees start at 0.5%. There are no withdrawal or setup fees and no minimum processing volume.
- SERVICE FEE
- FROM 0.5%
- WITHDRAWAL FEE
- NONE
- SETUP FEE
- NONE
- MINIMUM VOLUME
- NONE
What You Actually Pay: Service Fee vs Network Fee
Every payment includes two separate fees: PayKilla’s service fee, starting at 0.5% and set individually for each merchant, and the blockchain network fee, passed through at cost. The API returns the exact fee breakdown for each payment amount, as network fees vary by blockchain and current network conditions.
- SERVICE FEE
- from 0.5%SET INDIVIDUALLY FOR EACH MERCHANT
- NETWORK FEE
- at costVARIES BY BLOCKCHAIN AND NETWORK CONDITIONS
- WITHDRAWAL FEE
- none
- SETUP FEE
- none
- MINIMUM VOLUME
- none
- EXACT FEE BREAKDOWN
- via API
Bitcoin and Crypto Network Fees Explained
Network fees go to the blockchain network that processes the transaction, not to PayKilla, and we do not mark them up. The exact network fee for each payment is returned in the invoice response rather than taken from a fixed rate card.
GOES TO
The blockchain network
that processes the transaction, not to PayKilla
MARK-UP
None
we do not mark them up
EXACT FEE
In the invoice response
rather than taken from a fixed rate card
Who Pays the Processing Fee — You or Your Customer?
You decide who pays the service fee for each invoice. By default, PayKilla deducts it from the amount you receive, or you can pass it on to the customer at checkout.
Deducted from the amount you receive
[ DEFAULT ]
- CUSTOMER PAYS
- INVOICE AMOUNT
- YOU RECEIVE
- INVOICE AMOUNT- SERVICE FEE
Passed on to the customer at checkout
[ OPTIONAL ]
- CUSTOMER PAYS
- INVOICE AMOUNT+ SERVICE FEE
- YOU RECEIVE
- INVOICE AMOUNTNO DEDUCTION
No Chargebacks, No Chargeback Fees
Crypto payments settle on-chain and are not subject to card chargebacks. With PayKilla, you avoid chargeback fees — typically $15-$100 per dispute — as well as arbitration costs for escalated cases.
Card chargebacks
CRYPTO PAYMENTS SETTLE ON-CHAIN
Chargeback fees
TYPICALLY $15-$100 PER DISPUTE
Arbitration costs
FOR ESCALATED CASES
[ COST COMPARISON ]
Build Your Own Infrastructure vs. Use a Gateway: Cost Comparison
Running your own crypto payment infrastructure means node hosting, AML screening tools, and ongoing engineering work — continuous costs that begin before you process a single transaction. Developing a crypto payment gateway in-house can be a multi-month project. The PayKilla API replaces that infrastructure overhead with a service fee starting at 0.5% per transaction, plus applicable network fees. There are no setup or withdrawal fees and no minimum processing volume. See the FAQ for a full cost breakdown.
[ BUILD YOUR OWN ]
IN-HOUSE STACK
Months
OF BUILD BEFORE THE FIRST TRANSACTION
[ PAYKILLA API ]
ONE INTEGRATION
0.5%
SERVICE FEE FROM, PER TRANSACTION
Pricing FAQ
HOW IT SOUNDS IN A DEDICATED MERCHANT CHAT
- [ MERCHANT ]
What are the lowest transaction fees for a crypto payment gateway?
- [ PAYKILLA TEAM ]
PayKilla’s service fee starts at 0.5%, with no withdrawal fee and no rolling reserve. Blockchain network fees are separate and vary by network and current congestion.
- [ MERCHANT ]
Is there a setup fee or minimum monthly volume?
- [ PAYKILLA TEAM ]
There is no setup fee, minimum volume, or monthly commitment. You pay the agreed service fee for each processed transaction, plus the applicable network fee.
- [ MERCHANT ]
Can I see my exact fee before going live?
- [ PAYKILLA TEAM ]
Yes. Your service fee is confirmed during onboarding and fixed in your merchant agreement. PayKilla’s platform fees do not vary beyond the agreed terms; blockchain network fees remain variable.
[ GET STARTED ]
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